One of the Best Finance Options from Furniture Stores in Houston!
| || We approve over 80% of all applicants|
| 52% of customers return for repeat purchases|
There are only two key things that we look at when qualifying customers:
| || Income|
| Bank Account|
We require the applicant has had steady income from the same employer for at least the last six months. We also require the applicant to earn at least $1,000 per month and deposit at least $500 per month into their checking account. The applicant must also have an active checking account for at least three months, and have no “Non Sufficient Funds” or excessive overdrafts in the last 30 days.
90 Days SAME AS CASH - No Credit Check Financing!
90 Days *SAME AS CASH* Financing!
12 month Lease, Where you own it after only 12 Monthly Payments
or Option 2 - Pay it off in 90 Days and there's No Interest!
All you Only need $40 Down to Cover your Application Fee!
*(Same as cash offer; means there is NO Interest - If paid off with-in 90 days)
"PROGRESSIVE 90 DAY SAME AS CASH"
Pre – Approval Matrix
| ($40 Processing fee is not due until confirming your order)|
| Monthly Income|| *Qualified Amount|| 12 Monthly Payments|| Bi-Weekly Payments|
| $1,000|| $300|| $45.00|| $20.77|
| $1,250|| $450|| $67.50|| $31.15|
| $1,500|| $650|| $97.50|| $45.00|
| $1,750|| $750|| $112.50|| $51.92|
| $2,000|| $900|| $135.00|| $62.31|
| $2,250|| $1,000|| $150.00|| $69.23|
| $2,500|| $1,100|| $165.00|| $76.15|
| $3,000|| $1,200|| $180.00|| $83.08|
| $3,500|| $1,300|| $195.00|| $90.00|
| $4,000|| $1,450|| $217.50|| $100.38|
| $5,000|| $1,550|| $232.50|| $107.31|
| $5,750|| $1,800|| $270.00|| $124.62|
| $6,500|| $2,000|| $300.00|| $138.46|
*Qualified amounts are set according to checking activity & balances, they're not guaranteed.
The minimum amount that we finance is $300 and the maximum amount is $2,500.00... You can have a larger order than $2500, but the difference must be paid in advance of you taking delivery of your order.
Please Note: when FINANCING, it is not the same as paying cash. Although if you pay off your balance before 90 days, you only have to pay the amount that you financed without any interest. However we have many items "ON SALE" RED TAGGED for Cash, depicted in "RED" Dollar Amounts on the product pages. When financing your order, you will not qualify for this cash price, because even if you do pay your amount financed in full before 90 days, we still get charged finance fees by the finance company for your purchase. They do not give us the fees they charged us back, if you pay off your order in 90 days. So unfortunately we have to leave some allowance to cover those fees. Because when we mark something down with "Red Pricing" we're selling it for our bottom dollar.
But don't worry our Prices are indeed Fantastic, So you're getting a great deal either way!
*WAIT* IF YOUR ORDER IS OVER $2500.00 - YOU CAN STILL GET AN EXTRA DISCOUNT AS PART OF OUR "EXTREME DISCOUNT FOR ORDERS OVER $2000" OFFER.
As the more you spend, the more room we have to offer additional discounts.
There are 3 key things that we look at when qualifying customers:
1) Employment (6 Months Minimum)
2) Income, ($500.00+ per Month)
3) Positive Bank account activity.
Here are some things you may need to qualify:
Employment and Income
1) Have you had consistent income for the past 6 months: Same Employer,
Self Employed, Retirement, S.S., V.A. Bill, or long-term disability.
2) Do you earn at least $1,000 per month
and deposit at least $500 per month into your checking account?
Checking Account History
3) Has your checking account been open and active for at
least three months?
4) Does your checking account have any NSF's or excessive
overdrafts in the last 30 days?